ATV/Quad Bike Finance

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Find the ATV/Quad Bike Finance that’s right for you…

If you are looking to finance a new ATV or Quad bike we are here to help!

Whether you’re a thrill seeker or you’re just looking to get from A to B we want to get you on your new Yamaha Raptor or Quadzilla X8 as soon as possible. We have trusted lenders behind us willing to finance both new and used ATVs and Quad bikes some that don’t even require a deposit!

Our friendly finance advisors will work closely with you to organise a monthly budget that works for you and then get to work finding the right lender for your situation.

Not got the best credit history? Not an issue! You could still get behind the wheel of a new Quad thanks to our lenders that consider all credit histories even if you’ve been turned down in the past. So apply now if you want to finance your next ATV or Quad.

We help customers with Good or Bad Credit so don’t delay and Apply with us today!


All About Quad Bikes

Quad bikes are amazing machines that have so many different uses; whether it’s for all terrain adventure, work or just a nifty form of transportation you can find an ATV or quad to suit you.  Here we want to explain everything you need to know about buying a quad bike.

First of all a bit of an ATV history lesson, in 1893 Royal Enfield built the very first quadricycle using parts from bicycles as a form horseless carriage for the road. Needless to say a lot has changed since 1893 but the basic principles of what makes a quad remains the same, a vehicle with low pressured wheels designed to handle a wider variety of terrain.

1967 to 1987 was an era of three wheeler ATVs, the first of which came from Sperry-Rand, the Tricart was a straddle ridden sit in ATV , however when bigger manufacturers like Honda entered the market in ’69 smaller companies simply could not compete anymore.  Throughout the 80’s the popularity of ATV’s exploded as the machines became more stylish and manufacturers evolved sport, road and explorer versions causing sales of all 3 to skyrocket!

In the mid 80’s manufacturers switched to a 4 wheel design due to safety issues with the three wheeler giving us the stylish, tried and trusted machines we have today.


Today’s Quads and ATV’s have evolved into so many different styles and cover so many different functions you are sure to find one that fits your needs. Here is a basic rundown of the types of ATVs and quads available.


Before we get into specifics let’s talk about size, ATV’s can range in size from as small as a 50cc youth  ATV, 700cc sport quads, 800cc Utility ATVs and some side by sides  going over 1000cc. Size is a very important thing to consider when you want to get an ATV, so take into account your driving experience, height and weight, confidence behind the while and what you will use it for.

Utility ATV

This is the most popular ATV on the market, it has a big motor and more accessories designed for work based activity. Commonly used in industries like agriculture these ATVs tend to favour function over style and allows the owner to carry more weight and traverse rugged terrain. Although they are more functional they are still great for recreational use and as transport if road legal.

Sport ATV

These quads are designed for sportier activities and with recreational use in mind. They have much lighter frames, great suspension and quicker acceleration to allow for jumps and racing.

UTV (Side by Side)

A UTV is a lot bigger and heavier than other ATVs as they can accommodate more than one person and have room for plenty of storage.  Think somewhere between a golf cart and a pickup truck and you have a UTV. These vehicles tend be road legal but always check before you buy!

Road Legal?


Before you go ahead and buy a new ATV it’s important to check that it is road legal so you can have it insured, registered and pay road tax. There are a huge variety of road legal ATVs and Quads available to you but it is always best to double check its legality if you don’t want a nasty surprise from the traffic cops! Here are a few of our favourite road legal ATVs we’ve put together  to fit different price ranges:



First up the utility quads, for a smaller budget you might be interested in a New Force NF150 Countryman for £2449 the road legal model has a 200cc engine so is perfect for leisurely transport and day to day agricultural jobs. It’s a light weight fully automatic 2 wheel drive that is ideal for short distances with a towing capacity of 175kg and comes with front/rear racks. If you have a bit more room in your budget the TGB Blade 550SL 4X4 could be for you, a fully road legal 503cc quad that is approved for two people to ride. Again it is an automatic and designed for more strenuous activity and with more comfort for longer travel distances.  If you have a sweet £10 grand to spend  you can get the Yamaha Grizzly 700 for £9898, a top of the range utility 4X4 ATV. Fully automatic with a liquid cooled, 4 valve, 4 stroke, 708cc engine it really is the daddy of utility quads and one of the best ATVs on the market today, and of course if you can’t front the whole price in one ATV finance is always an option!


Sport quads, the utility quad’s more stylish younger sibling, ideal for the thrill seekers and speed demons. We think the best value for money you can get for sports quads is the XLC500E a Japanese single cylinder 499cc. This ATV offers bucket loads of torque and speed for great performance on and off road, you can get your hands on is for around £5000 new. If you’re looking splash the cash the Special Edition Yamaha YFM700R Raptor is a real gem in the sport quad market. At £1000 you get a 2017 special edition, fully road legal 686cc quad.  It has a 4 stroke liquid cooled engine, vented front and rear Hydraulic twin piston calliper and did we mentions it looks insanely cool to ride! Apply for finance on this beast today:


UTV’s are the big boys of the ATV world and therefore cost a fair bit more than the quads we’ve already mentioned, but we have found a great side by side quad to fit everyone’s needs. £18,995 will get you a Yamaha YXZ1000R, a completely road legal two seated quad with plenty of room for comfort and storage. And if power and speed are what you’re after the 998cc 3 cylinder pumps out an impressive 10,500 rpm. This is a great all round UTV whether you want comfort, function or speed.

If you’re looking to finance a new ATV or Quad bike give one of our friendly advisers a call or apply online today!









  • How quickly can the finance be completed?
    We will endeavour to come back to you within 1 hour with a decision from the point you make your online application. Once you are approved, we will ask you to locate the vehicle you are wishing to purchase. Once the vehicle is approved by the lender the quicker you return your documentation the quicker we can get you on the road!
  • Do you finance any vehicle? regularly help finance Cars, Vans, Caravans and Motorbikes. So we would like to think we cover a broad spectrum of vehicles.
  • Do you accept bad credit?
    Yes we do. A high portion of customers we speak to on a daily basis have experienced some sort of credit problems in the past. We have a large panel of lenders that help such customers so please get in touch and we will try our best to match you up to a finance lender.
  • Can I apply Online?
    Yes. You can either complete our short online application form or pick up the phone and we can complete the application online. We do like to speak to all of our customers, so once you have made your online application one of our experienced sales advisors will be in contact to talk you through the next steps.
  • What sort of deposit do I need?
    The deposit required can sometimes depend on the lender you have been accepted by. Not all lenders require a deposit, so you can finance the full amount, although some dealerships may ask you to put a small amount down to secure the vehicle before your finance is paid out. Remember, if you do not have a deposit, you will be borrowing a higher amount so will pay back more in interest.
  • What is the interest rate?
    The interest rate depends entirely on which lender you are accepted with and your credit history. To give you an idea, please refer to our finance calculator. A personal advisor will be able to discuss the rates available to you once we have had sight of your application.

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